Sample Rates and Comparisons
Level Term II sample rates
|
10 Year Level Term Policy
|
Issue Age |
$100,000 |
$250,000 |
$500,000 |
Male |
Female |
Male |
Female |
Male |
Female |
45 |
$7.40 |
$6.70 |
$14.00 |
$12.25 |
$25.00 |
$21.50 |
50 |
$10.20 |
$8.70 |
$21.00 |
$17.25 |
$39.00 |
$31.50 |
55 |
$15.50 |
$12.20 |
$34.25 |
$26.00 |
$65.50 |
$49.00 |
60 |
$23.80 |
$16.70 |
$55.00 |
$37.25 |
$107.00 |
$71.50 |
This is our BEST RATE CLASS. Rates may be higher depending on individual age, health and lifestyle. Subject to complete terms and conditions of the policy.
Comparison to VGLI $400,000 coverage
|
20 years of VGLI,
starting at age 45* |
20 years of Level Term II,
starting at age 45** |
Savings with AAFMAA |
$51,120 |
$11,472 |
$39,648 |
To request more information, click here. If you have any questions, or would like to speak with a Membership Coordinator directly, give us a call at 1-866-336-3778.
Please note that medical underwriting review must be completed to determine if you qualify.
*VGLI cost calculated using the monthly premiums.
**Based upon AAFMAA’s Male, Select non-nicotine rates. Rates may change depending on medical qualification.
Six rate categories available
Super Select |
Select |
Standard |
Class I, II and III |
For non-nicotine users in excellent health who lead a healthy lifestyle and whose parents and siblings have or had no genetic or familial health problems |
For nicotine users and non-nicotine users in good health |
For nicotine users and non-nicotine users who have some medical/weight conditions |
For nicotine users and non-nicotine users who have multiple medical/weight conditions |